Car Financing

Pre-qualify for financing without affecting your credit score

Pre-qualify, see terms, go to the dealer

When you’re ready to go car shopping, first empower yourself and find out if you pre-qualify for car financing. You’ll be able to see your APR and calculate monthly payments for vehicles you choose before going to the dealer. That puts you in the driver's seat with your auto financing. And because it’s only a "soft" credit inquiry for pre-qualifications, there’s no impact to your credit score.

Progressive® Auto Financing by Capital One. See how much you can save by refinancing an auto loan.

How it works from pre-qualifying to purchasing

Pre-qualify online

Find out in minutes if you pre-qualify. There's no impact to your credit score, and you can get pre-qualified to finance a new or used vehicle.

Search for cars and see your APR and payment

Search online from millions of vehicles and see your estimated monthly payment and APR for each.

Fine-tune your car financing

Adjust key information such as price, down payment, term length, etc. on your favorite vehicles to calculate your monthly payment.

Go to the dealer with confidence

You'll have your pre-qualification offer ready when you go to a participating dealer. Then negotiate your final price and complete the dealer's credit application. The final application will include a "hard" credit inquiry that will affect your credit.

See more info on pre-qualifying with Capital One.

Auto financing is one more way we help you find what you need

Progressive offers so much more than car insurance. Whether you're buying a car, home, starting a business, planning a wedding, increasing your financial assets or more—we're here to help you find protection along the way. See more insurance choices.

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