Condo Insurance Discounts

Combine condo + auto and you can save an average of 7% (savings applied on your auto policy).^Δ You can also combine many other policies, including condo and motorcycle, condo and boat, auto and RV, etc. You might get extra discounts for each. Learn more about bundling insurance policies.

Just pay for your condo insurance policy in full and upfront and you may earn this easy discount.

Learn more about how much condo insurance costs.

If you have fire alarms, burglar alarms, security systems, or automatic sprinklers in your condo, you may get extra discounts.

You could get extra condo insurance discounts if you’re purchasing a new condo (doesn’t have to be newly built) or if you’re switching from a renters to a condo policy (doesn’t have to be a Progressive renters policy).

Bonus discount: You may even get an extra discount for the age of your condo.

If you bundle condo and auto, and a single event causes a loss for which coverage applies to both, you may only have to pay one deductible. If you have condo and auto policies from separate companies, you'd typically have to pay two deductibles. This benefit is only available with American Strategic Insurance (“ASI”) condo insurance. ASI is one of the insurers in Progressive’s network and part of our family of companies.

Example: Someone breaks your rear window on your car and steals your belongings inside. Your auto policy may cover the damaged glass and your condo policy typically covers your belongings. If you bundle and have a $500 deductible for each policy, you only have to pay one of those deductibles. With separate policies, you'd pay $1,000 in deductibles.

Learn more about how condo insurance works and what condo insurance covers.