Female hiker taking a photo of a river on her phone that is protected by cell phone insurance from Progressive

Cover everything your phone warranty doesn’t

Most phones, laptops, and other electronic devices come with a standard warranty that only covers manufacturer defects. With new phones exceeding $1,000, your smartphone has become an investment and it’s reasonable to consider additional protection.

Here’s the breakdown of phone & device insurance:

  • You’re protected from drops, loss, theft & water damage even when your warranty stops
  • You get coverage immediately and you’re covered everywhere you go
  • Two years of coverage only costs a fraction of what your phone costs
  • It doesn’t matter when your phone or device was purchased or if it’s used
  • You get a discount when you choose Progressive!

There's a good chance you’ve dropped your phone and shattered the screen. It happens to the best of us. However, in most cases it’s not covered under the manufacturer’s standard warranty.

That’s where mobile phone insurance comes in. It covers slips, accidents, and even those didn’t-mean-to moments your warranty doesn’t, including cracked screens, liquid damage, theft and, yes, drops. There’s no age limit for your device and you are covered internationally. Plus, you’ll get a 5% discount when you buy through Progressive.

Progressive® Phone & Electronic Device Insurance is provided by Worth Ave. Group.

Pay as low as $7/month for two years of iPhone insurance instead of $1,000 for a new iPhone.

Get a quote instantly without creating an account or any obligation to buy.

Compare phone insurance** One-year protection plans are available. Progressive Advantage

Apple Care

Best Buy

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AT&T

Insurance or warranty Insurance Warranty Warranty Warranty Warranty
Theft Checkmark Not Applicable Checkmark Not Applicable Checkmark
Accidental drops Checkmark Checkmark Checkmark Checkmark Checkmark
Liquid damange from spills and submersions Checkmark Checkmark Checkmark Checkmark Checkmark
Power surge from lightning Checkmark Not Applicable Checkmark Not Applicable Not Applicable
Covers physical damage
to screen, camera, buttons, headphone jack, etc.
Checkmark Checkmark Checkmark Checkmark Checkmark
Covers used/refurbished iPhones Checkmark Not Applicable Not Applicable Not Applicable Not Applicable
Unlimited claims Checkmark Not Applicable Not Applicable Not Applicable Not Applicable
Coverage starts instantly Checkmark Checkmark Checkmark Checkmark Checkmark
Purchase coverage anytime Checkmark Not Applicable Not Applicable Not Applicable Not Applicable
Policy length Two Years Two Years Two Years Two Years Two Years
Deductible (portion you pay for claims) $50 $29-$99 $149.99 — $249.99 $99 $199
Price $163 $129 $263.76 $149 $264
Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $50. The device used in this comparison has a retail value of up to $649. Prices and terms are effective as of 1/30/2017 and may change at any time. This website does not provide detailed information regarding, or interpretation of, specific insurance contracts, policies, warranties and other protection plans. The applicable contract, policy, warranty or plan, and not this website, will govern claims handling, settlement, and the terms of coverage. For complete coverage information, please refer to the applicable specific document in its entirety, including all applicable endorsements. Different plans & options, deductibles, and prices may be available from the providers discussed above.

So much more than cell phone insurance

You can insure almost anything you need.

  • Mobile phones
  • Laptops and computers
  • iPads, tablets, and e-Readers
  • iPods and other MP3 players
  • Gaming systems
  • Cameras

See more comparison charts.

Devices repaired and ready in no time

If your mobile phone or electronic device is damaged, your covered repairs will be taken care of for you. Just submit a claim, and your claims representative will either direct you to a repair shop or have you mail the device into a repair shop cost-free.

Free overnight shipping & handling

Once the repairs are complete, your device will be shipped overnight back to you. All repairs have a 90-day guarantee and shipping costs are 100% covered.

Also, if your device can’t be repaired from a covered loss, you’ll get reimbursed for its current market value.

Get phone and electronic device insurance today

Buy onlineOr, call 1-844-571-6742