How does event insurance work?

Event insurance helps protect you financially if something goes wrong before or during your event. You choose the type of coverage you need — like protection for accidents, cancellations, or important items (i.e., dresses and gifts).

How much does event insurance cost?

The exact cost of your event insurance policy varies based on the number of people attending, the length of the event, and the coverages you buy.

When should you purchase event or wedding insurance?

Consider purchasing event or wedding insurance as soon as you start planning your event. This may help protect you in case something unexpected comes up, like a cancellation or venue issue.

What's the difference between event liability and cancellation insurance?

Event liability covers accidents or damages during your event, like if a guest injures herself or the venue gets damaged. Venues often require event liability insurance for a wedding. Cancellation insurance reimburses you for non-refundable expenses like deposits if you have to cancel or postpone for a covered reason.

Wedding and Event Insurance

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Enjoy your event without worry

Whether you're planning your big day or hosting a 5k run, Progressive® Wedding and Event Insurance by event helper.com ("Event Helper") protects your event in case accidents happen — so you can breathe easier and simply have fun. And you can add cancellation coverage,^* safeguarding your investment if you have to postpone or cancel.

Event liability insurance guaranteed to fit your venue's requirements

If your Event Helper policy doesn't meet your venue's insurance requirements, you'll get your money back. Plus, you'll get a 5% discount on your policy when you purchase through Progressive.

Why choose Progressive Wedding and Event Insurance by Event Helper

Fast

Quick online coverage

Get your event insurance in minutes with our simple online process, so you can focus on enjoying your big day.
Save

Discounted rates

Receive a 5% discount when you purchase your event insurance through Progressive.
Flexible

Custom policies

Create a policy tailored to your event's needs, including liability coverage, cancellation protection, and more.

Wedding and special event insurance coverage

Depending on your policy, wedding and event insurance can cover costs resulting from three main situations:

If a guest of the event is injured or damages the venue's property (liability insurance)
If you need to postpone your wedding (wedding cancellation insurance)
If your own property gets damaged at the event (special coverage with wedding cancellation insurance)

Browse Event Helper's types of wedding and event insurance so you can pick the right coverage for your big day.

WEDDING & EVENT COVERAGES

Special Event Liability Insurance

Special Event Liability Insurance covers property damage and guest injuries during your event.^† Venues often require it.

Example: If a wedding guest slips and falls, this policy can cover their medical bills up to your coverage limits.

Wedding Cancellation Insurance

Wedding Cancellation Insurance reimburses non-refundable expenses, like deposits, in case you cancel or postpone your wedding for a covered reason.^** It may apply to your venue, music, food, flowers, and more.

Purchase at least seven days before your event, and add it to your wedding liability insurance.

Example: If a pipe bursts at your venue and you postpone, this policy covers non-refundable lost deposits up to your coverage limits.

Special coverage

Added to your cancellation wedding insurance policy, special coverage can insure your dress, tuxedos, gifts, photographs, and more against damage or theft before your event.

Example: If you accidentally rip your wedding dress, special coverage reimburses the cost to repair or replace your dress up your coverage limits.

Frequently asked questions about event insurance

Event insurance helps protect you financially if something goes wrong before or during your event. You choose the type of coverage you need — like protection for accidents, cancellations, or important items (i.e., dresses and gifts). For example, if a guest gets hurt or the venue is damaged and you have to cancel, you can file a claim to get reimbursed for the costs up to your coverage limits.
Event liability covers accidents or damages during your event, like if a guest injures herself or the venue gets damaged. Venues often require event liability insurance for a wedding.
Cancellation insurance reimburses you for non-refundable expenses like deposits if you have to cancel or postpone for a covered reason.
Have more questions about insurance for your wedding or special event? See our Wedding & Event Insurance 101 guide for more info on how special event insurance works.