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Personal Loans for Credit Card Debt Consolidation
Fixed-rate loans starting at 6.99% APR to simplify your debt*
Personal loans are provided and serviced by a third party.. Read more
What are the benefits of using a personal loan for debt consolidation?
A personal loan through Best Egg could help you simplify your finances and take control of your credit card debt. Here are a few ways a loan for paying off credit card debt might benefit you:
- One payment: Combine multiple credit card payments into one monthly payment for easier management.
- Fixed rates: Avoid the unpredictability of fluctuating credit card rates with a fixed rate ranging from 6.99% to 35.99% APR.*
- Clear payoff date: Know exactly when you'll pay off your debt and plan your finances accordingly.
Example:
If you have two credit cards with 18% interest rates, consolidating them into a low-interest debt consolidation loan with a lower APR over 36 months could save you money and provide a clear payoff timeline.
Debt consolidation loans, simplified
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No credit score impact
Checking your rate will not affect your credit score.
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Fixed rates
Enjoy predictable monthly payments — your rates won't change over time.
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Fast funding
Apply online in minutes with no paperwork. Receive your funds in as little as one business day after approval. Best Egg personal loan amounts range from $2,000 to $50,000.†
How to get a loan through Best Egg and start paying off credit card debt
- Apply online: Fill out a quick application using the following information:
- Your name, date of birth, and Social Security number
- Your address, phone number, and email
- The reason you're applying for a loan
- Your employment status, as well as your personal income and household income
- Whether you rent or own a home, as well as your monthly payment
- Whether you lease or own a vehicle
- The number of cash advances you've taken in the last six months
- Explore your offers: After you apply, you'll see your loan offers in minutes. Select the personal home improvement loan that fits your renovation or repair needs and review the details and disclosures before accepting.
If approved, you'll receive an email with your account number, monthly payment amount, and due date. Your funds may be deposited as soon as the next business day.
Frequently asked questions about personal loans for debt consolidation
